Personal Finance Calculator

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The figures shown in the calculators do not constitute financial advice. Lender policy, term and conditions, fees and charges apply. The results should not be taken as a substitute for professional or finance advice. All reasonable care has been taken in preparing and designing the calculators and tools; however, oxcel finance provides no warranties and makes no representation that the information provided by the calculators and tools is appropriate for your particular circumstances or indicates you should follow a particular course of action

A personal loan is a sum of money that you can borrow for various purposes. They can help you cover a number of expenses such as medical bills, moving expenses, home renovations, debt consolidation, wedding expenses, etc. Personal loans can be secured, in which case you must provide collateral to borrow money, or unsecured, in which case you do not need to put up any collateral. The loan duration can range from 1 to 7 years.

Your personal loan may be secured to a vehicle that you own to reduce interest rate and repayment, and you may be required to pay an early exit fee or penalty. Oxcel Finance has a variety of personal loan lenders with various offers for different types of borrowers. We will match you with the suitable lender with the most suitable offer for your various needs. Our lenders provide personal loans for the following purposes:

1) Home Renovation

Home improvement loans can help you fund home repairs, renovations, and expansions. It can be used to improve your kitchen, construct a pool, or repair your roof. You may get a home improvement loan without putting your house up as collateral. The personal loan can be secured to a vehicle that you own outright to lower the rate even further.

2) Debt Consolidation

Debt Consolidation is the act of taking out a single loan to pay off multiple debts. If you have multiple debts (credit cards, other loans, etc), you can apply for a personal loan to consolidate them into a single liability and pay them off. Payments are then made on the new debt until it is completely paid off. Oxcel Finance will help you find the suitable personal loan for your debt consolidation.

3) Travelling

In layman’s terms, a travel loan is funding for all of your travels. Travel loan is a funding to cover your travelling expenses which can be as low as $5,000 to all the way $80,000 with a term of your choice of two to five years. It primarily covers all of your flights, so you can go wherever you want on credit and pay back over time. Oxcel Finance will help you secure the suitable travel loan with no messy paperwork and zero ongoing/early exit fees so you can take some time off work and have your dream vacation.

4) Wedding

Wedding loans are often unsecured personal loans that allow you to borrow a specific amount of money for a specific amount of time while paying a fixed rate of interest. Some lenders also offer to lower the interest rate & repayments by keeping your car or boat or bike that you own outright as security.