oxcel | Home loan, Car loan & Personal loan

Car Finance

oxcel provides an instant car finance quote followed by a solution tailored to your personal situation. Instant complimentary quote without any obligation and no upfront credit hit

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Home Loan

Whether it's your first home, an investment property, commercial space, SMSF, or construction, oxcel Home Loan Service has you covered. PAYG employee or ABN holder, we’ve got you covered

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Personal Loan

Personal loan options for home renovation, travel, wedding, medical or any other personal need you may have in life. Instant complimentary quote without any obligation and no upfront credit hit

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Business Loan

Our dedicated business finance specialists can assist the funding your business needs to grow

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Bike Finance

Dealer or private, new or used bikes, we got you covered for your next bike loan at competitive rate. Instant complimentary quote without any obligation and no upfront credit hit

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Boat Finance

At oxcel Finance, we specialise in boat loans for all types of new and used marine vessels from private or dealers. Instant complimentary quote without any obligation and no upfront credit hit

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Truck Finance

oxcel Finance offers a variety of loan structures for truck financing including attractive fixed rates and flexible options. Instant complimentary quote without any obligation and no upfront credit hit

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Caravan Finance

Heeding the call to adventure? Nothing should stand between you and the open road – least of all issues with finance. Instant complimentary quote without any obligation and no upfront credit hit

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Equipment Finance

At oxcel Finance, we understand how difficult purchasing the equipments you need to operate your business can be & we’ve made it convenient. Instant complimentary quote without any obligation and no upfront credit hit

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Chattel Mortgage

A chattel mortgage is a secured loan designed specifically for business. It works much like a standard car loan. Instant complimentary quote without any obligation and no upfront credit hit

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All Products

We are competitive when comes to assets and unsecured loans

Get an instant free quote 24/7 — no credit hit, no obligation

Home loan

Turn the key to your dream home with oxcel Finance's specialised home loan service

Car finance

oxcel focus on finding personalized car finance solution for everyday people

Personal loan

Personal loan options for home renovation, travel, wedding, medical or any other personal need you may have in life

Business loan

Our dedicated business finance specialists can assist the funding your business needs to grow

Bike finance

Dealer or private, new or used bikes, we got you covered for your next bike loan at competitive rate

Boat finance

At oxcel Finance, we specialise in boat loans for all types of new and used marine vessels from private or dealers

Truck finance

oxcel Finance offers a variety of loan structures for truck financing including attractive fixed rates and flexible options

Caravan finance

Heeding the call to adventure? Nothing should stand between you and the open road – least of all issues with finance

Equipment finance

At oxcel Finance, we understand how difficult purchasing the equipments you need to operate your business can be & we’ve made it convenient

Together, we have built a strong, nationwide team dedicated to excellence and innovation.

Whether you're a new broker or an established firm, oxcel offers a comprehensive suite of solutions designed to help you thrive and expand in the finance broking industry.

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Loan Calculator

Let's estimate your repayment options

Car Finance
Home Loan
Personal Loan
Business Loan
Bike Finance
Boat Finance
Chattel Mortgage
Equipment Finance
Caravan Finance
Truck Finance

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Loan term (year)

Interest rate (%)

Balloon payment (%)

A balloon payment is a lump sum paid at the end of a loan's term

First payment date

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The figures shown in the calculators do not constitute financial advice. Lender policy, term and conditions, fees and charges apply. The results should not be taken as a substitute for professional or finance advice. All reasonable care has been taken in preparing and designing the calculators and tools; however, oxcel finance provides no warranties and makes no representation that the information provided by the calculators and tools is appropriate for your particular circumstances or indicates you should follow a particular course of action.

oxcel’s Way

See how convenient to finance your next purchase

Personalised

We protect your credit score by matching suitable lender the first time

No Credit Hit

Getting your quote with oxcel doesn't impact your credit score

Dedicated Dashboard

Check live progress of your application on your dedicated dashboard

Online 24/7

oxcel is paperless & 100% online Australia-wide

Special Rate

We work with number of lenders you can not apply directly, rates are often lower than the banks

Customers First

We work for you & your interest, not lenders and not owned by any lenders

Customer Reviews

Read why customers are choosing oxcel Finance

Our Google Rating

5.0 200+ Reviews

I would highly recommend Kamal for his outstanding assistance in getting my finance approved. His professionalism, clear communication, and deep knowledge of the process made everything smooth and stress-free. Kamal was always available to answer my questions and ensured everything was handled promptly. Thanks to his dedication, I was able to secure the finance I needed without any hassle.

Manthan Patel

Jeevan guided us through every step of settling into our first home and made the entire process seamless. His support, expertise, and dedication were invaluable. He was very convenient to deal with and ensured everything went smoothly. We highly recommend him for anyone looking for reliable and professional assistance!

Decent Srdha

I had the pleasure of working with Nikhil from oxcel finance to secure a personal loan, and the entire experience exceeded my expectations. From start to finish, their professionalism, expertise, and commitment to delivering the best possible outcome were evident.

kavya

Excellent service given by Nikhil. He processed my loan application with limited documents and got it approved with in few hours. He explained me very professional way the loan procedures. Excellent 👌👍. …

venkat yadla

Kamal from oxcel Finance is great, wonderfully found a suitable lender, meticulously completed paper work, clearly communicated. Highly recommended broker only in Docklands.