About Us

  • Our Company

    OXCEL PTY LTD, established in 2017, has experienced steady growth since its inception. Our progress has been marked by the implementation of cutting-edge IT infrastructure enriched with artificial intelligence (AI), driving a substantial shift towards online processes and a paperless approach. While some lenders still mandate wet signatures, causing us to not be fully paperless, our commitment to innovation remains unwavering for the future.

  • Oxcel Finance

    Oxcel Finance is a dedicated team of asset finance brokers, committed to delivering exceptional service and convenient financial solutions to empower everyday individuals in obtaining online financing for their next vehicle.

  • Our core expertise lies in sourcing flexible vehicle finance solutions through a wide spectrum of both mainstream and alternative lenders, catering specifically to individuals and small business owners across Australia. Our primary objective is to collaborate with you in securing the most competitive finance rate, one that is meticulously tailored to align with your unique requirements. Whether you possess a pristine borrowing record or are seeking a second opportunity, we are devoted to identifying the ideal loan that suits your circumstances.

  • Oxcel Finance specializes exclusively in asset and unsecured finances. While we have partnerships in place with different mortgage broking firms, we do not directly cater to home, construction, or commercial (property) finance. However, we can refer you to the best options available.

  • Oxcel Broker Services

    Expanding our range of services, we have introduced 'Oxcel Broker Services' under the group umbrella. These services encompass three key facets:

  • 1) Providing a Credit Representative (CR) license to independent brokers.

  • 2) Ensuring compliance with the National Consumer Credit Protection (NCCP) regulations.

  • 3) Offering comprehensive mentoring and guidance.

  • The power of holding a CR number under an Australian Credit License (ACL) holder who is unaffiliated with any aggregator empowers brokers to choose any aggregator(s) they want to work with for lender panel access without a deduction from their hard-earned commission. They can also attain more cost-effective licensing fees compared to the majority of aggregators and operate without panel restrictions. This means they can get accredited with any lender not included in an aggregator’s panel.

Our Features

See how convenient to finance your next purchase with us

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Personalised

We protect your credit score by matching suitable lender the first time

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No Credit Hit

Getting your quote with oxcel doesn't impact your credit score

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Real-Time Update

You will be updated real-time from the application to settlement

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Online 24/7

Oxcel is paperless & 100% online Australia-wide

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Special Rate

We work with number of lenders you can not apply directly, rates are often lower than the banks

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Customers First

We work for you & your interest, not. lenders and not owned by any lenders

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Oxcel’s Way

See how convenient to finance your next purchase

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Personalised

We protect your credit score by matching suitable lender the first time

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No Credit Hit

Getting your quote with oxcel doesn't impact your credit score

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Dedicated Dashboard

Check live progress of your application on your dedicated dashboard

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Online 24/7

Oxcel is paperless & 100% online Australia-wide

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Special Rate

We work with number of lenders you can not apply directly, rates are often lower than the banks

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Customers First

We work for you & your interest, not lenders and not owned by any lenders

Wondering what would be your next car loan rate?

Apply now for an obligation free assessment

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Meet Our Panel

With a wide range of panel of lenders you can be assured we’ll find a competitive finance solution to suit your needs

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financeone
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afs
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NOWFinance
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multipli
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early
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lumi
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moneyse
morris
moula
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fle
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scotpac
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                    Australia Pty Ltd
BOQ
BOQ

Meet Our Panel

With a wide range of panel of lenders you can be assured we’ll find a competitive finance solution to suit your needs

  • All Lenders
  • Residential
  • Commercial
  • Business Loans
  • Asset Finance
  • Personal Loans
  • Industry Partners