Govt wants consumers to get a better deal on their mortgage
The federal government has unveiled a series of reforms to the banking sector, which aim to help consumers access lower home loan rates and...
June 27, 2024
Population growth slowing from 2.4% to 1.2% | Govt closes workplace loopholes
The population will get significantly larger over the next decade, despite a steady decline in population growth, according to projections...
June 24, 2024
Variable0rate loans scale new heights of popularity
Back in March 2020, at the start of the pandemic, 13.38% of new borrowers were choosing fixed-rate loans and 86.62% were choosing variable....
May 31, 2024
Wages rise 0.8% | Insolvencies surge | Businesses get $325 rebate
The wages of the average Australian worker increased 0.8% in the March quarter, taking annual wages growth to 4.1%, according to the...
May 28, 2024
Inflation stays at 3.4% | ATO tax tips | Job market slowing
Price growth remains stubbornly high, with the Australian Bureau of Statistics reporting an inflation rate of 3.4% in January, the same as...
May 26, 2024
Home Loan Commitments rise 13.3%
The value of new mortgage borrowing is continuing to increase, as more buyers enter the market and property prices – and therefore loan...
April 26, 2024
Govt infrastructure spending fueling construction industry
Construction tender prices are expected to experience year-on-year increases in every capital city during 2024, according to the latest...
April 24, 2024
Investor activity rises, high-debt borrowing falls
The latest tranche of home loans data from the banking regulator, APRA, has revealed three interesting shifts in the mortgage market over the...
March 25, 2024
Population Grows 2.52% | Unemployment back under 4% | Banks in good shape says RBA
Population growth remains at historically high levels, after the population expanded by another 2.52% in the September 2023 quarter,...
March 24, 2024
Inflation falls to 4.1% | Household spending slows | ATO gives tax reminder
The Reserve Bank is nowhere near declaring victory in the war on inflation, but the data suggests we're closer to the end than the...
February 28, 2024
3 Amazing Roadtrips in Australia
Three of the most famous Australian drives you must take in your lifetime. The sheer variety of spectacular road journeys in Australia makes it nearly hard to compare. Australia...
January 27, 2024
5 Accessories you will need in your new car
An auto is a necessary purchase nowadays and requires a lot of planning. To understand what type of car to purchase or the car accessories you need, you must be well-versed in the...
January 27, 2024
5 Top-rated motorcycles in Australia
You can’t deny the thrill and excitement of riding a motorcycle. Whether on roads or dirt trails, endless adventures are available from riding a motorcycle. Here are some of...
January 26, 2024
5 things to consider before applying for a car loan
Buying a car is an exciting prospect, but it's important to take the time to carefully consider your options before applying for a car loan in Australia. Here are five key things...
January 26, 2024
10 car maintenance tips to save money
Maintenance and upkeep on your car can be cheap if you know what you're doing. Below are tips on how to maintain your car and save money simultaneously. 1. Check Your Tire...
January 24, 2024
5 Ways a Business Loan can Help Your Company
Micro and small businesses normally have a wide array of sources of capital to finance their operations – from own savings and borrowing from friends and families to...
January 24, 2024
Are hybrid cars worth it in Australia?
While air travel is often preferred for long trips, cars are the most common mode of transportation when it comes to travelling across Australia. According to statistics, over 20...
January 23, 2024
Car Loan Interest Rates: What You Need to Know
When it comes to securing a car loan in Australia, one of the most critical factors to consider is the interest rate. The interest rate you receive on your car loan can...
January 23, 2024
Choosing the Right Car for Your Business: Factors to Consider
When it comes to selecting a car for your business in Australia, it's important to consider various factors that align with your company's needs and goals. The right vehicle can...
January 23, 2024
Choosing the Right Car Loan Provider in Australia
Choosing the Right Car Loan ProvidLoans are a helpful way to purchase products and pay for services you can't afford in one go, but it's essential to take your time when choosing...
January 23, 2024
Debt Consolidation: A Comprehensive Guide.
Debt Consolidation in Australia: A Comprehensive Guide Debt can be a stressful and overwhelming burden for many Australians, with high-interest rates and multiple repayments...
January 21, 2024
Demystifying Interest Rates: Understanding the True Cost of Your Car Loan
When it comes to securing a car loan, interest rates play a pivotal role in determining the overall cost of your purchase. However, navigating the intricacies of interest rates...
January 21, 2024
Can I get a loan to buy a used car?
You can utilize used-car loans to cover all or part of the cost of a used car. After the credit is approved, the lender distributes the money, allowing you to purchase the...
January 20, 2024
Electric cars for Australians to consider in 2023
Australians are increasingly looking towards electric cards as an eco-friendly, cost-efficient alternative to traditional petrol-powered vehicles. In 2023, the market for electric...
January 20, 2024
Get to know the best utes of 2023
Are you in the market for a ute (utility vehicle) in Australia and want to know how to get the best one? There are a few key things to consider when shopping for a ute, including...
January 19, 2024
Should I Buy a New Or Used Car? The Pros and Cons
When making a big purchase like a car, most people in Australia will have to weigh the pros and cons of buying a new or used car. While there are benefits to both options, there...
January 19, 2024
Should you finance your next car?
The decision to finance your next car is a major one. If you decide to finance your new car, you'll have a large loan for an item with you for years and many miles. When...
January 16, 2024
Should You Refinance Your Car Loan? What to Consider
If you're struggling to keep up with your car loan payments or want to find a better deal, refinancing your car loan may be a solution worth considering. Refinancing your car loan...
January 14, 2024
The 5 best vehicles for a trip around Australia
There's no denying that Australia is one of the most beautiful countries in the world. With its stunning beaches, lush rainforests, and rugged outback, it's no wonder that so many...
January 14, 2024
The Art of Negotiation: Tips for Getting the Best Car Loan Deal
Securing the best car loan deal requires more than just finding a lender and accepting the terms offered. The art of negotiation plays a crucial role in ensuring you not only get...
January 14, 2024
The benefits of pre-approval for a car loan
If you're in the market for a new car in Australia, you may be wondering if it's worth getting pre-approval for a car loan before you start shopping. In short, the answer is yes....
January 14, 2024
The Impact of Loan Term Length on Your Car Loan
When it comes to securing a car loan in Australia, one of the critical decisions you'll need to make is choosing the loan term length. The loan term, which is the duration over...
January 14, 2024
The Importance of Car Safety Features: What to Look for in Your Next Vehicle
When it comes to choosing a new vehicle, prioritizing car safety features should be at the top of your list. With the advancements in automotive technology, modern vehicles offer...
January 13, 2024
The Pros and Cons of Secured vs. Unsecured Loans
When it comes to borrowing money, there are two main types of loans available: secured and unsecured loans. While both can be useful depending on your financial situation,...
January 13, 2024
Tips for Improving Your Chances of Getting Approved for a Car Loan
Taking the proper steps and having the correct information can make all the difference in getting the loan you need to purchase that car of your dreams. 1. Get In Touch With...
January 11, 2024
Top 7 selling car models in Australia in 2022
The search for a new car can become an exciting moment. Buying a new car can, however, become challenging due to the many options in the car market. In Australia, reports are...
January 11, 2024
Understanding Your Credit Score and How it Affects Your Car Loan
When you apply for a car loan in Australia, your credit score plays a significant role in determining whether you're approved for the loan and what interest rate you'll pay. Your...
January 11, 2024
Which is Better: A Car Loan or Paying Cash?
Nothing beats the thrill of purchasing your brand-new car. Only cash handling may be the least exciting part of this job. Now, some people keep the money for a long time for their...
January 11, 2024
Which is Better: A Car Loan or Paying Cash?
Nothing beats the thrill of purchasing your brand-new car. Only cash handling may be the least exciting part of this job. Now, some people keep the money for a long time for their...
January 11, 2024What can I do with a personal loan?
Let's face it, no matter how much you make and save, sometimes you need a little more cash. When that time comes, apply for a personal loan from your bank or credit union. This...
January 11, 2024
Why you should explore Australia by caravan or camper
Camping trips are a common way for people all around Australia to relax and unwind during their free time. Since inhabitants of all ages have been taking the same summer vacation...
January 11, 2024
What Is a Good Credit Rating
When it comes to building a secure future for you and your family, there is no alternative to a good credit rating. A good credit rating on your file equals outstanding...
January 8, 2024
When Can You Refinance a Car Loan?
Your car loan is not a punishment for life. It's a good idea to make sure you're not spending more than necessary if you borrow cash to purchase a car. It pays to understand how...
January 8, 2024
Types of Car Insurances in Australia and What's Right for Me
Most people prefer to travel around Australia by car to enjoy those beautiful tourist spots. But you never know what can happen when the possibility of an accident always exists,...
January 8, 2024
Types of Car Insurances and What???s Right for Me
To enjoy those beautiful tourist spots, most people prefer to travel around Australia by car. But, needless to say, you never know what can happen when, no matter how cautious you...
January 8, 2024
The Pros and Cons of Refinancing Your Car Loan
Refinancing your car loan can be risky if you aren't aware of the pros and cons. A slight offhand mistake can result in you losing hundreds of dollars. Indeed, you wouldn't want...
January 6, 2024
How You Can Pay Off a Car Loan in Time?
Whether you want to avoid paying any penalty for your car loan payments, stop paying more interest on the initial loan, or just want to get away from debt in general, paying off...
January 5, 2024
How to Boost Credit Scores in Australia
Lenders base their decision to lend money on their credit score first. This rating shows a loan applicant's total credit history. Before granting your loan request, lenders use...
January 5, 2024
How Much Can I Borrow for a Car Loan?
Everyone has their preferences when it comes to buying a new set of wheels. And thanks to the car loan policy, financing for your car has never been this normal! Now you...
January 4, 2024
How Much Car Loan Can I Get Approved For?
If you are on the market looking to get a brand-new car, you must ask yourself, how many car loans can I get approved for? Well, there is no hard rule for the amount of loan you...
January 4, 2024
How Do Car Loan Interest Rates Work?
Buying a car is always a big investment, so there's a lot to think about before handing over the big bucks. Most of us rely on car loans to fulfil our dream of purchasing the one...
January 3, 2024
Documents you Need to Apply for Business Finance (in Australia)
If it's time to grow your company, you'll need recourse for working capital to cover the cost of new hires and many other expenses. Not every would-be entrepreneur has the...
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Debt Consolidation Loans: Pay It All in One!
The majority of loans we take are to cover our needs or requirements, but debt consolidation refers to managing your finances in a way that allows you to take a new loan to pay...
January 2, 2024
Do you need a Deposit for a Car Loan?
While a deposit for a car loan can bring a number of benefits for you, It’s generally a matter of choice. This means you can choose to pay for a deposit on your car loan or...
January 2, 2024
Comprehensive Vs Third-Party Car Insurance
In the face of the utter unpredictability of life and its events, perhaps insurance is the sole provider of comfort. However, if not chosen wisely, even insurance can fail to be...
January 1, 2024
Chattel Mortgage vs. Novated Lease
Chattel mortgage and novated lease methods are designed to finance vehicles for business or personal use. Though the outcome of both these loans is similar, some small contrasts...
January 1, 2024
Can You Refinance a Car Loan If You're Behind on Payments
Refinancing your car loan can certainly be your ace in the hole if you're in a condition to pull it off. Be that as it may, life as we know it is full of unpredictable and...
December 31, 2023
Can Debt Be Inherited in Australia?
While an untimely departure of a loved one comes with immense strain on the heart, it can also arrive with an equally distressing financial burden. Debts left behind by your...
December 31, 2023
Ways to Improve Your Personal Finances
To enhance your personal finances, you do not require extremely high-paying work or a payout from a friend. Often, people can cut back on expenses, increase their investment...
December 30, 2023
How Long Does Credit Repair Take?
Coming to grips with credit repair and starting a clean slate can be challenging. Not only does credit repair require much effort, but it also calls for a lengthy period. If so,...
December 29, 2023
Responsible Ways to Pay Off Debt
One thing everyone can agree on is that unpaid debt is the real stuff of a nightmare. With numerous debts choking you from all around, you'd want nothing but a way out. Yet...
December 29, 2023
Credit File Vs Credit Score: What???s the Difference?
Having a clear idea about certain finance terms can put you at a disadvantage, especially when conducting business with a financial institution or an individual. But do you know...
December 28, 2023
Car Loans for Pensioners with Low Interest
Car loan approval requires a stable income source for the borrower. A retired person also owns a car and gets a loan because the Centrelink benefit is a kind of annual income to a...
December 28, 2023
How Much Car Insurance Do I Need?
Are you someone who just bought a brand-new car and wants new car insurance? Then the first question you must ask yourself is, how much car insurance do I need? You do not want...
December 28, 2023
Benefits of Buying a Car at The End of the Year
The market works cleverly to sell, but a consumer's mind can sometimes think ahead. Sometimes, you'll hear people saying that Black Friday is the right time to buy a TV or that...
December 28, 2023
Tax-Effective Way to Buy a Car Australia
Buying a car is fun because you buy what you love. But it’s not always convenient on the wallet. You cannot skip paying tax for the vehicle you are buying. But there are...
December 19, 2022
Effective Ways to Save Money on Your Car
If you're constantly finding yourself with an empty wallet at the end of the month, make a list of your monthly expenses and look for the one bad guy that's eating your money; the...
October 25, 2022
Do I need a deposit for my car loan?
If you???re hoping to get a loan for a property, it???s highly likely that a lender is going to require you to put down a deposit. Fortunately, if you???re in the market for a...
September 8, 2022
Tesla Model 3 vs Hyundai IONIQ 5
Many places globally are behind the curve in buying electric vehicles. For example, recent studies show that 25% of European cars sold have electric outlets and 1/8th are full...
July 12, 2022
EV war; Tesla Model Y vs. Kia EV6
Choosing electric vehicles is challenging. They???re a newer technology, meaning that we still don???t know how some of them hold up over time. Even so, more than 52% of car...
July 12, 2022
5 Things to Consider Before Getting a New Car
When it comes time to buy a new car, there are many things to think about. How much can you afford? What type of vehicle is suitable for your needs? Are you sure you want to buy a...
July 12, 2022
Top 10 Car Models Australia
Buying the right car for you has never been easier because low-interest rates mean that car finance has never been cheaper. Over time our needs change, and where once you may have...
June 9, 2022
Fixed vs variable rate car loans
While most car loans are fixed-rate products, there are also options for variable loans as well. Deciding between a fixed or variable car loan is a matter of weighing up the pros...
June 9, 2022
Car Financing Options in Australia
Are you a car loan seeker in Australia? Oxcel Finance is ready to serve being the leading brokers in the country for auto financing. Our goal is to make sure you do not only...
June 9, 2022
Asset Protection Insurance
What is asset protection insurance? Everyone knows that you don???t buy a car as an investment: a new car can lose a full 20% of its value as soon as it leaves the dealership!...
May 18, 2022
Personal Finance Secured Loan
What is a secured loan? A secured loan is the most common form of personal vehicle finance. The lender gives you the funds to buy a vehicle and holds a mortgage over it as...
May 18, 2022
Personal Finance Unsecured Loan
What is an unsecured loan? An unsecured loan is a short-term loan that you can use for almost any purpose, including buying a car, boat, caravan, or motorcycle. The lender gives...
May 18, 2022
Advantages and Disadvantages of a Secured Car Loan
There are many ways you can buy a car these days, including paying for it outright, taking out a personal loan, redrawing from your home loan or even paying for it on a credit...
May 18, 2022
The Ultimate Guide to Keeping a Healthy Credit Score
In Australia, getting a car loan is not difficult. That being said, it is important to understand how to keep a healthy credit score to get the suitable car loan possible....
May 18, 2022
Is 0% Car Finance Too Good To Be True?
In the current low interest rate environment, there are a lot of attractive offers for car finance, particularly coming from dealers. In some cases, you can even find dealers...
May 18, 2022
Benefit of getting pre-approval from car loan specialist
Shopping for a new car is never easy. Typically, some would wish to buy their car on a cash basis and be done with that transaction just once. No one likes having to deal with...
May 18, 2022
Should You Get a Longer Car Loan?
In Australia, most people will take out a car loan with a loan term of around 2???3 years. However, it???s possible to get longer terms of up to seven years, and in some cases,...
May 18, 2022
4 Mistakes to Avoid When Buying a Car
Unlike other purchases, it???s not possible to return a car if you get home and decide you don???t like it. While the dealership might be required to repair any faults, it???s...
May 18, 2022
Can You Get a Car Loan if You???re Self-Employed?
Those individuals that work for themselves or run a business can, at times, find it a little trickier to get different types of loans. Lenders like to see regular income and...
May 18, 2022
Australia???s Top 20 Choice of Cars
1. Toyota Hilux Toyota tends to dominate, claiming 20.6% of market shares. This year both the Hilux and Land Cruiser was just behind the Ford Ranger in popularity, and that could...
May 18, 2022
20 Most Popular Car Models Coming to Australia in 2022
If you???ve tried to purchase a car in the last year, there???s a good chance you???ve come across two issues; the first being that if you can secure a care, you are paying much...
May 18, 2022
How to Finance a Caravan or Camper
With the holiday season fast approaching, millions of Australians are more excited than ever to get away. One of the most popular holiday options in recent years has been...
May 18, 2022
Should You Lease a Car for Your Business?
Leasing a car for your business has become more common in recent years, however, prior to purchasing a business vehicle, it???s well worth weighing up your options. There are a...
May 18, 2022
3 ???To-Dos??? When Buying a Car
Buying a new or second-hand car is not something we typically do all that much, so for many car buyers it can be easy to make a mistake. Fortunately, there are some simple steps...
May 3, 2022
How Australian Credit Solutions can help you?
Oxcel Finance partners with the suitable and one of them isAustralian CreditSolutions (ACL)and the team at ACL are highly experienced, professional and can help you remove your...
April 23, 2022
Is a secured motorcycle loan worth it?
A secured motorcycle loan is very similar to any other loan that uses an asset as a form of security.. When you???re looking at your options to purchase a motorbike, your choices...
March 28, 2022
