Navigating the World of Finance with Confidence and Clarity

Car Finance

Oxcel provides an instant car finance quote followed by a solution tailored to your personal situation. Instant complimentary quote without any obligation and no upfront credit hit

Get Quote

Home Loan

Whether it's your first home, an investment property, commercial space, SMSF, or construction, Oxcel Home Loan Service has you covered. PAYG employee or ABN holder, we’ve got you covered

Get Quote

Personal Loan

Personal loan options for home renovation, travel, wedding, medical or any other personal need you may have in life. Instant complimentary quote without any obligation and no upfront credit hit

Get Quote

Business Loan

Our dedicated business finance specialists can assist the funding your business needs to grow

Apply Now

Bike Finance

Dealer or private, new or used bikes, we got you covered for your next bike loan at competitive rate. Instant complimentary quote without any obligation and no upfront credit hit

Get Quote

Boat Finance

At Oxcel Finance, we specialise in boat loans for all types of new and used marine vessels from private or dealers. Instant complimentary quote without any obligation and no upfront credit hit

Get Quote

Truck Finance

Oxcel Finance offers a variety of loan structures for truck financing including attractive fixed rates and flexible options. Instant complimentary quote without any obligation and no upfront credit hit

Get Quote

caravan finance

Caravan Finance

Heeding the call to adventure? Nothing should stand between you and the open road – least of all issues with finance. Instant complimentary quote without any obligation and no upfront credit hit

Get Quote

equipment finance

Equipment Finance

At Oxcel Finance, we understand how difficult purchasing the equipments you need to operate your business can be & we’ve made it convenient. Instant complimentary quote without any obligation and no upfront credit hit

Get Quote

chattel mortgage

Chattel Mortgage

A chattel mortgage is a secured loan designed specifically for business. It works much like a standard car loan. Instant complimentary quote without any obligation and no upfront credit hit

Get Quote

What type of loan are you after?

Car Finance

Home Loan

Personal Loan

Business Loan

Bike Finance

Boat Finance

Truck Finance

Caravan Finance

Equipment Finance

Chattel Mortgage

Get Quote

All Products

We are competitive when comes to assets and unsecured loans

Car Finance

Oxcel focus on finding personalized car finance solution for everyday people

Home Loan

Turn the key to your dream home with Oxcel Finance's specialised home loan service

Personal Loan

Personal loan options for home renovation, travel, wedding, medical or any other personal need you may have in life

Business Loan

Our dedicated business finance specialists can assist the funding your business needs to grow

Bike Finance

Dealer or private, new or used bikes, we got you covered for your next bike loan at competitive rate

Boat Finance

At Oxcel Finance, we specialise in boat loans for all types of new and used marine vessels from private or dealers

Truck Finance

Oxcel Finance offers a variety of loan structures for truck financing including attractive fixed rates and flexible options

Caravan Finance

Heeding the call to adventure? Nothing should stand between you and the open road – least of all issues with finance

Equipment Finance

At Oxcel Finance, we understand how difficult purchasing the equipments you need to operate your business can be & we’ve made it convenient

Chattel Mortgage

A chattel mortgage is a secured loan designed specifically for business. It works much like a standard car loan

View All Products

Loan Calculator

Let's estimate your repayment options

Loan amount ($)

Loan term (year)

Interest rate (%)

Balloon payment (%)

A balloon payment is a lump sum paid at the end of a loan's term

First payment date

Calculate

Get Quote

Your estimated payments are

-

-

-

Loan amount

-

Total interest

-

Total amount

-

Balloon

-

Pay off date

-

The figures shown in the calculators do not constitute financial advice. Lender policy, term and conditions, fees and charges apply. The results should not be taken as a substitute for professional or finance advice. All reasonable care has been taken in preparing and designing the calculators and tools; however, oxcel finance provides no warranties and makes no representation that the information provided by the calculators and tools is appropriate for your particular circumstances or indicates you should follow a particular course of action

Oxcel’s Way

See how convenient to finance your next purchase

Personalised

We protect your credit score by matching suitable lender the first time

No Credit Hit

Getting your quote with oxcel doesn't impact your credit score

Dedicated Dashboard

Check live progress of your application on your dedicated dashboard

Online 24/7

Oxcel is paperless & 100% online Australia-wide

Special Rate

We work with number of lenders you can not apply directly, rates are often lower than the banks

Customers First

We work for you & your interest, not lenders and not owned by any lenders

Our Services

Oxcel finds personalised solution from a wide range of lenders

Car Finance

Oxcel focus on finding personalized car finance solution for everyday people

Read More Get Quote

Personal Loan

Personal loan options for home renovation, travel, wedding, medical or any other personal need you may have in life

Read More Get Quote

Business Loan

Our dedicated business finance specialists can assist the funding your business needs to grow

Read More Apply Now

All Products

Our Features

See how convenient it is to finance your next purchase with us

benifits-img

Personalised

We protect your credit score by matching with a suitable lender from the first time

benifits-img

No Credit Hit

Getting your quote with Oxcel doesn't impact your credit score

benifits-img

Real-Time Update

You will be updated real-time from the application to settlement

benifits-img

Online 24/7

Oxcel is paperless & 100% online Australia-wide

benifits-img

Special Rate

We work with a number of lenders you can not apply to directly, rates are often lower than the banks

benifits-img

Customers First

We work for you & your interest, not lenders nor are we owned by any lenders

Customer Reviews

Read why customers are choosing Oxcel Finance

Our Google Rating

5.0

I am really happy with the service I received from Tony Ly at Oxcel Finance. He helped me to secure a loan for a great used vehicle and in a remarkably quick amount of time also - 5 days! …

Elle M P

It's been really a smooth process with Oxcel Finance. Big shoutout to Nikhil for his invaluable guidance throughout my car loan process. I highly recommend his services to anyone in need of financial...

Krishna Chaitanya

Tony was beautiful to work with. He made the process so easy from start to finish. He was prompt with his responses, helpful with his recommendations and understanding of my requirements. Oxcel was va...

Manoj Adagiri

I recently used Oxcel Finance to secure financing for two cars for my business, and I couldn't be happier with the results! They managed to get us an incredible 7.7% p.a. rate, beating the dealership'...

Annie Nice

Words are not enough to describe how thankful I am to you for your persistence and dedication to help me through the most complex loan application. You are not just doing your job, bu...

Julija Blazeski

Our Process

These are the steps towards your loan settlement

1

Application

Provide your relevant personal and financial details online
10min

2

Assessment

A call to discuss suitable products from our wide range of lenders
10min

3

Pre-Approval

We’ll get a pre-approval so that you can put down a deposit
1-2 hours

4

Final Approval

We’ll verify the details to get a final approval
1-2 hours

5

Settlement

Finally funds to be transferred so you can pick up your purchase
10min

Get Quote

Blogs and News

Stay informed with the latest finance blogs and news

Should-you-buy-now-or-wait-for-a-potential-rate-cut?

Home Loan - June 27, 2024

Should you buy now or wait for a potential rate cut?

Govt-wants-consumers-to-get-a-better-deal-on-their-mortgage

Home Loan - June 27, 2024

Govt wants consumers to get a better deal on their mortgage

Population-growth-slowing-from-2.4-to-1.2-Govt-closes-workplace-loopholes-Job-vacancies-fall-for-6th-straight-quarter

Population - June 24, 2024

Population growth slowing from 2.4% to 1.2% | Govt closes workplace loopholes

Variable0rate-loans-scale-new-heights-of-popularity

Home Loan - May 31, 2024

Variable0rate loans scale new heights of popularity

Wages-rise-0.8%-Insolvencies surge-Businesses-get-$325-rebate

Insurance - May 28, 2024

Wages rise 0.8% | Insolvencies surge | Businesses get $325 rebate

Meet Our Panel

With a wide range of panel of lenders you can be assured we’ll find a competitive finance solution to suit your needs

All Lenders
Residential
Commercial
Business Loans
Asset Finance
Personal Loans
Industry Partners

Looking For More Information?

We’ve made it convenient for you to find everything you need here

Calculators & Tools

Try It

Helpful Articles

Read More

Finance Options

Read More

FAQs

Read More

Instant Quote

Get Quote

About Us

Read More

Ready To Get Started?

Get a quote today to assess your eligibility

Get Quote

Oxcel Finance is a team of experienced asset finance brokers serving everyday people nationwide from our wide range of mainstream and alternative lenders panel

The content of this website is intended to be general information only and should not be construed as financial product advice. It does not take into account your specific investment objectives, financial circumstances, or needs. Before making any financial decisions, we recommend that you carefully consider whether the information is appropriate for your individual circumstances. Please be aware that interest rates may be subject to change without prior notice. OXCEL PTY LTD trading as Oxcel Finance, operates under the Australian Credit License (ACL) #547719, ABN : 58 622 168 316 & ACN : 622 168 316. Please rest assured that any information you provide to us is handled confidentially and securely. For further details regarding our privacy policy, you can find the relevant information on the legal page of this website.

© 2024 All Rights Reserved by Oxcel Finance