Should You Lease a Car for Your Business?
Leasing a car for your business has become more common in recent years, however, prior to purchasing a business vehicle, it???s well worth weighing up your options. There are a...
May 18, 2022
Can You Get a Car Loan if You???re Self-Employed?
Those individuals that work for themselves or run a business can, at times, find it a little trickier to get different types of loans. Lenders like to see regular income and...
May 18, 2022
Should You Get a Longer Car Loan?
In Australia, most people will take out a car loan with a loan term of around 2???3 years. However, it???s possible to get longer terms of up to seven years, and in some cases,...
May 18, 2022
Car Financing Options in Australia
Are you a car loan seeker in Australia? Oxcel Finance is ready to serve being the leading brokers in the country for auto financing. Our goal is to make sure you do not only...
Jun 9, 2022
Fixed vs variable rate car loans
While most car loans are fixed-rate products, there are also options for variable loans as well. Deciding between a fixed or variable car loan is a matter of weighing up the pros...
Jun 9, 2022
Top 10 Car Models Australia
Buying the right car for you has never been easier because low-interest rates mean that car finance has never been cheaper. Over time our needs change, and where once you may have...
Jun 9, 2022
5 Things to Consider Before Getting a New Car
When it comes time to buy a new car, there are many things to think about. How much can you afford? What type of vehicle is suitable for your needs? Are you sure you want to buy a...
Jul 12, 2022
Tax-Effective Way to Buy a Car Australia
Buying a car is fun because you buy what you love. But it’s not always convenient on the wallet. You cannot skip paying tax for the vehicle you are buying. But there are...
Dec 19, 2022
Car Loans for Pensioners with Low Interest
Car loan approval requires a stable income source for the borrower. A retired person also owns a car and gets a loan because the Centrelink benefit is a kind of annual income to a...
Dec 28, 2023
Can You Refinance a Car Loan If You're Behind on Payments
Refinancing your car loan can certainly be your ace in the hole if you're in a condition to pull it off. Be that as it may, life as we know it is full of unpredictable and...
Dec 31, 2023
Chattel Mortgage vs. Novated Lease
Chattel mortgage and novated lease methods are designed to finance vehicles for business or personal use. Though the outcome of both these loans is similar, some small contrasts...
Jan 1, 2024
Do you need a Deposit for a Car Loan?
While a deposit for a car loan can bring a number of benefits for you, It’s generally a matter of choice. This means you can choose to pay for a deposit on your car loan or...
Jan 2, 2024
Debt Consolidation Loans: Pay It All in One!
The majority of loans we take are to cover our needs or requirements, but debt consolidation refers to managing your finances in a way that allows you to take a new loan to pay...
Jan 2, 2024
How Do Car Loan Interest Rates Work?
Buying a car is always a big investment, so there's a lot to think about before handing over the big bucks. Most of us rely on car loans to fulfil our dream of purchasing the one...
Jan 3, 2024
How Much Car Loan Can I Get Approved For?
If you are on the market looking to get a brand-new car, you must ask yourself, how many car loans can I get approved for? Well, there is no hard rule for the amount of loan you...
Jan 4, 2024
How Much Can I Borrow for a Car Loan?
Everyone has their preferences when it comes to buying a new set of wheels. And thanks to the car loan policy, financing for your car has never been this normal! Now you...
Jan 4, 2024
How You Can Pay Off a Car Loan in Time?
Whether you want to avoid paying any penalty for your car loan payments, stop paying more interest on the initial loan, or just want to get away from debt in general, paying off...
Jan 5, 2024
The Pros and Cons of Refinancing Your Car Loan
Refinancing your car loan can be risky if you aren't aware of the pros and cons. A slight offhand mistake can result in you losing hundreds of dollars. Indeed, you wouldn't want...
Jan 6, 2024
When Can You Refinance a Car Loan?
Your car loan is not a punishment for life. It's a good idea to make sure you're not spending more than necessary if you borrow cash to purchase a car. It pays to understand how...
Jan 8, 2024
Understanding Your Credit Score and How it Affects Your Car Loan
When you apply for a car loan in Australia, your credit score plays a significant role in determining whether you're approved for the loan and what interest rate you'll pay. Your...
Jan 11, 2024
Tips for Improving Your Chances of Getting Approved for a Car Loan
Taking the proper steps and having the correct information can make all the difference in getting the loan you need to purchase that car of your dreams. 1. Get In Touch With...
Jan 11, 2024
The Impact of Loan Term Length on Your Car Loan
When it comes to securing a car loan in Australia, one of the critical decisions you'll need to make is choosing the loan term length. The loan term, which is the duration over...
Jan 14, 2024
The benefits of pre-approval for a car loan
If you're in the market for a new car in Australia, you may be wondering if it's worth getting pre-approval for a car loan before you start shopping. In short, the answer is yes....
Jan 14, 2024
The Art of Negotiation: Tips for Getting the Best Car Loan Deal
Securing the best car loan deal requires more than just finding a lender and accepting the terms offered. The art of negotiation plays a crucial role in ensuring you not only get...
Jan 14, 2024
Should You Refinance Your Car Loan? What to Consider
If you're struggling to keep up with your car loan payments or want to find a better deal, refinancing your car loan may be a solution worth considering. Refinancing your car loan...
Jan 14, 2024
Should you finance your next car?
The decision to finance your next car is a major one. If you decide to finance your new car, you'll have a large loan for an item with you for years and many miles. When...
Jan 16, 2024
Demystifying Interest Rates: Understanding the True Cost of Your Car Loan
When it comes to securing a car loan, interest rates play a pivotal role in determining the overall cost of your purchase. However, navigating the intricacies of interest rates...
Jan 21, 2024
Choosing the Right Car Loan Provider in Australia
Choosing the Right Car Loan ProvidLoans are a helpful way to purchase products and pay for services you can't afford in one go, but it's essential to take your time when choosing...
Jan 23, 2024
Car Loan Interest Rates: What You Need to Know
When it comes to securing a car loan in Australia, one of the most critical factors to consider is the interest rate. The interest rate you receive on your car loan can...
Jan 23, 2024
5 things to consider before applying for a car loan
Buying a car is an exciting prospect, but it's important to take the time to carefully consider your options before applying for a car loan in Australia. Here are five key things...
Jan 26, 2024
